You can check your own expected payment by visiting the Social Security website. Create an account, then look for your benefits statement. This statement will show your Social Security covered earnings for each year and provide the payment you can expect if your SSDI application is approved. To encourage recipients to return to work if they feel they are able to do so, the SSA has implemented a Trial Work Period TWP of a total of nine months, not necessarily consecutive, over a month period.
During these nine months, you can earn an unlimited amount without your benefits being affected. Your first benefit would be paid for the month of December , the sixth full month of disability.
However, there is no waiting period if your disability results from amyotrophic lateral sclerosis ALS and you are approved for SSDI benefits on or after July 23, Example: We found that your disability began on November 3, and you applied on January 11, We would pay your first benefit for the month of December , the first full month of disability.
We pay SSDI benefits in the month following the month for which they are due. This means that the benefit due for December would be paid to you in January , and so on. If you don't already have an estimate, you can get your Social Security Statement online with your personal my Social Security account or use our Benefit Calculators to determine how much you could get if you became disabled right now.
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Call us at 1 Your disability payment is based on your average lifetime earnings before you became disabled. The severity of disability does not factor in, although payments from other sources can. Because a worker may become disabled before reaching retirement age, Social Security uses a different time frame to determine the primary insurance amount for SSDI claims.
Applying its computation rules, Social Security would use your 33 best years of income, indexed for wage trends, to figure your PIA. If your disability struck at 50, it would be your 23 highest-earning years; at 40, the top 15 years. Still, that full payment tends to be lower for SSDI recipients than for retirees, in part because your disability can cost you higher-earning years that would boost your calculated benefit.
If you have an online My Social Security account , you can check your projected retirement and disability benefit amounts. Note: We are currently in the process of replacing our commenting service, so it may take a few days for previous comments to appear. Login or register on AARP. You are leaving AARP.
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